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Banking Awareness Test - 3

Description: Banking Awareness Test - 3
Number of Questions: 25
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Tags: Banking Awareness Test - 3 General Awareness Banking Awareness Computer Aptitude
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On which one of the following 'Head of Expenses', the expenses of the Government of India are highest?

  1. Food subsidy

  2. Fertilizer subsidy

  3. Pradhan Mantri Gram SadakYojana

  4. Maintenance of national highways

  5. Oil subsidy


Correct Option: A

Which one of the following foreign agencies will assist the municipal agencies to improve quality of municipal schools through its School Excellence Programmes (SEP)?

  1. IMF

  2. UNDP

  3. UNICEF

  4. ADB

  5. None of these


Correct Option: C

Which one of the following has decided to give guarantee for infra loans?

  1. IDBI

  2. SBI

  3. IIFCL

  4. SIDBI

  5. None of these


Correct Option: C

As per recent newspaper reports, which one of the following countries (among the given) has highest literacy rate?

  1. India

  2. Sri Lanka

  3. China

  4. Vietnam

  5. Bangladesh


Correct Option: B

In which one of the following cities was the recent meet of G-20 Countries organised?

  1. Tokyo

  2. Seoul

  3. London

  4. Beijing

  5. Paris


Correct Option: B

Which one of the following has got RBI nod to issue pre-paid cards to its clients?

  1. LIC

  2. GIC

  3. SIDBI

  4. NABARD

  5. None of these


Correct Option: A

An increasing finished good stock as % to sales of a manufacturing Company indicates that (A) the market is getting competitive (B) the quality of the goods is not up to the mark (C) the production cost has increased (D) the production has decreased

  1. Only (A) and (B)

  2. Only (B) and (C)

  3. Only (C) and (D)

  4. Only (C)

  5. Only (D) and (A)


Correct Option: B

As per recent newspaper reports, India's public debt rises 2.8 percent to Rs. 28 lakh crores. Which one of the following is the reason that has forced commercial banks 10 buy Government securities?

  1. Lack of credit growth

  2. Increase in credit growth

  3. Raising of repo rate

  4. Raising of reverse repo rate

  5. None of these


Correct Option: D

In which one of the following States is Sariska Tiger Reserve located?

  1. M.P.

  2. U.P.

  3. Orissa

  4. Gujarat

  5. Rajasthan


Correct Option: E

For which one of the following reasons is an amendment in Companies Bill 2009 proposed?

  1. To provide more powers to Department of Company Affairs.

  2. To provide regulatory powers to Department of Company Affairs.

  3. To make Indian Accounting Standards applicable with effect from 1.4.2011.

  4. To ensure smooth convergence of the Indian Accounting Standards with IFRS.

  5. None of these


Correct Option: D

Which of the following carries out 'Open Market Operations?

  1. Finance Ministry

  2. External Affairs Ministry

  3. Planning Commission

  4. Ministry of Commerce

  5. Ministry of Home Affairs


Correct Option: A

Who among the following ministers is holding telecom portfolio in addition to his own portfolio?

  1. Kamal Nath

  2. Kapil Sibal

  3. Jairam Ramesh

  4. Mamta Banerjee

  5. None of these


Correct Option: B

On which one of the following characters is Biometric security based?

  1. Finger prints and palm recognition only.

  2. Face recognition and voice recognition only.

  3. Hand writing and manual recognition only.

  4. Only (1) and (2)

  5. All (1), (2) & (3)


Correct Option: E

Who amongst the following is the author of the book "The God of Small Things"?

  1. Chetan Bhagat

  2. V.S. Naipul

  3. Namita Gokhale

  4. Kiran Desai

  5. Arundhati Roy


Correct Option: E

Which one of the following may be the consequence of buying Forex in the market by the RBI?

  1. It leads to inflation.

  2. It leads to control over inflation.

  3. It does not affect inflation.

  4. It results into deflation.

  5. None of these


Correct Option: C

Myanmar's pro-democracy leader Suu Kyi is a

  1. 42 years old politician

  2. Bharat Ratna

  3. Military General

  4. Nobel Prize winner

  5. None of these


Correct Option: D

In which one of the following States is the uranium project proposed to be set up?

  1. Manipur

  2. Meghalaya

  3. Orissa

  4. Assam

  5. Nagaland


Correct Option: B

Amongst 180 countries on Human Development Index, which one of the following is India's rank?

  1. 89

  2. 91

  3. 114

  4. 129

  5. 138


Correct Option: C

What is 'Kaveri'?

  1. India's indigenous aircraft engine.

  2. India's Low Cost laptop.

  3. India's Air to Air Missile.

  4. India's Space satellite.


Correct Option: A

Which one of the following has proposed $11 billion infrastructure debt fund?

  1. NABARD

  2. SBI

  3. RBI

  4. Ministry of Finance, Govt. of India

  5. Planning Commission


Correct Option: E

Under provisions of which of the following acts does the Reserve Bank of India have the power to regulate, supervise and control the banking sector?

  1. RBI Act

  2. Banking Regulation Act

  3. Negotiable Instrument Act

  4. RBI and Banking Regulation Act

  5. None of these


Correct Option: D

Which one of the following tools is used by RBI for selective credit control?

  1. It advises banks to lend against certain commodities.

  2. It advises banks to recall the loans for advances against certain commodities.

  3. It advises banks to charge higher rate of interest for advance against certain commodities.

  4. It discourages certain kinds of lending by assigning higher risk weights to loans it deems undesirable.

  5. None of these


Correct Option: A

For which one of the following Loan Products 'teaser loans' are offered by Banks?

  1. Education Loans

  2. Commercial Loans

  3. Loans against security of gold

  4. Retail Trade Loans

  5. Home Loans


Correct Option: E

Under provisions of which one of the following Acts, the RBI issues directives to the Banks in India?

  1. RBI Act

  2. Banking Regulation Act

  3. Essential Commodities Act

  4. RBI and Banking Regulation Act

  5. None of these


Correct Option: A
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