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Divorce and Social Security Benefits

Description: This quiz covers various aspects of Divorce and Social Security Benefits.
Number of Questions: 14
Created by:
Tags: divorce law social security benefits marriage retirement
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Which of the following is NOT a factor considered when determining Social Security benefits for divorced spouses?

  1. Length of marriage

  2. Age at the time of divorce

  3. Number of children

  4. Income of the higher-earning spouse


Correct Option: D
Explanation:

The income of the higher-earning spouse is not considered when determining Social Security benefits for divorced spouses.

What is the minimum length of marriage required for a divorced spouse to be eligible for Social Security benefits?

  1. 5 years

  2. 10 years

  3. 15 years

  4. 20 years


Correct Option: B
Explanation:

A divorced spouse must have been married for at least 10 years to be eligible for Social Security benefits.

If a divorced spouse remarries, do they lose their eligibility for Social Security benefits from their former spouse?

  1. Yes, they lose eligibility immediately.

  2. Yes, they lose eligibility after one year.

  3. No, they continue to receive benefits.

  4. No, they continue to receive benefits, but the amount may be reduced.


Correct Option: C
Explanation:

A divorced spouse who remarries does not lose their eligibility for Social Security benefits from their former spouse.

What is the age at which a divorced spouse can begin receiving Social Security benefits?

  1. 59 and 6 months

  2. 62

  3. 65

  4. 67


Correct Option: B
Explanation:

A divorced spouse can begin receiving Social Security benefits at age 62.

Can a divorced spouse receive Social Security benefits on their own work record and their former spouse's work record?

  1. Yes, they can receive benefits from both records.

  2. Yes, they can receive benefits from the higher of the two records.

  3. No, they can only receive benefits from one record.

  4. No, they cannot receive benefits from either record.


Correct Option: A
Explanation:

A divorced spouse can receive Social Security benefits on their own work record and their former spouse's work record.

How is the amount of Social Security benefits for a divorced spouse calculated?

  1. It is based on the higher of the two spouses' work records.

  2. It is based on the average of the two spouses' work records.

  3. It is based on the lower of the two spouses' work records.

  4. It is based on a combination of factors, including the length of the marriage and the ages of the spouses.


Correct Option: D
Explanation:

The amount of Social Security benefits for a divorced spouse is calculated based on a combination of factors, including the length of the marriage and the ages of the spouses.

What is the maximum amount of Social Security benefits that a divorced spouse can receive?

  1. 50% of their former spouse's benefit amount

  2. 75% of their former spouse's benefit amount

  3. 100% of their former spouse's benefit amount

  4. 125% of their former spouse's benefit amount


Correct Option: A
Explanation:

The maximum amount of Social Security benefits that a divorced spouse can receive is 50% of their former spouse's benefit amount.

Can a divorced spouse receive Social Security benefits if their former spouse is deceased?

  1. Yes, they can receive benefits if they were married for at least 10 years.

  2. Yes, they can receive benefits if they were married for at least 20 years.

  3. No, they cannot receive benefits.

  4. No, they cannot receive benefits unless they have dependent children.


Correct Option: A
Explanation:

A divorced spouse can receive Social Security benefits if their former spouse is deceased and they were married for at least 10 years.

What is the survivor benefit for a divorced spouse?

  1. 50% of their former spouse's benefit amount

  2. 75% of their former spouse's benefit amount

  3. 100% of their former spouse's benefit amount

  4. 125% of their former spouse's benefit amount


Correct Option: C
Explanation:

The survivor benefit for a divorced spouse is 100% of their former spouse's benefit amount.

Can a divorced spouse receive both Social Security benefits and a pension from their former spouse?

  1. Yes, they can receive both benefits.

  2. Yes, they can receive both benefits, but the amount of their Social Security benefits may be reduced.

  3. No, they cannot receive both benefits.

  4. No, they cannot receive both benefits unless they have dependent children.


Correct Option: A
Explanation:

A divorced spouse can receive both Social Security benefits and a pension from their former spouse.

What is the Windfall Elimination Provision (WEP)?

  1. A provision that reduces Social Security benefits for divorced spouses who also receive a pension from their former spouse.

  2. A provision that reduces Social Security benefits for divorced spouses who also receive a disability benefit.

  3. A provision that reduces Social Security benefits for divorced spouses who also receive a survivor benefit.

  4. A provision that reduces Social Security benefits for divorced spouses who also receive a Supplemental Security Income (SSI) benefit.


Correct Option: A
Explanation:

The Windfall Elimination Provision (WEP) is a provision that reduces Social Security benefits for divorced spouses who also receive a pension from their former spouse.

What is the Government Pension Offset (GPO)?

  1. A provision that reduces Social Security benefits for divorced spouses who also receive a government pension.

  2. A provision that reduces Social Security benefits for divorced spouses who also receive a disability benefit.

  3. A provision that reduces Social Security benefits for divorced spouses who also receive a survivor benefit.

  4. A provision that reduces Social Security benefits for divorced spouses who also receive a Supplemental Security Income (SSI) benefit.


Correct Option: A
Explanation:

The Government Pension Offset (GPO) is a provision that reduces Social Security benefits for divorced spouses who also receive a government pension.

How can a divorced spouse apply for Social Security benefits?

  1. They can apply online at the Social Security Administration website.

  2. They can apply by phone by calling the Social Security Administration.

  3. They can apply in person at a Social Security Administration office.

  4. All of the above.


Correct Option: D
Explanation:

A divorced spouse can apply for Social Security benefits online, by phone, or in person.

What documents does a divorced spouse need to provide when applying for Social Security benefits?

  1. A copy of their marriage certificate

  2. A copy of their divorce decree

  3. A copy of their Social Security card

  4. A copy of their birth certificate

  5. All of the above


Correct Option: E
Explanation:

A divorced spouse needs to provide a copy of their marriage certificate, a copy of their divorce decree, a copy of their Social Security card, and a copy of their birth certificate when applying for Social Security benefits.

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