The difference in average earnings between men and women.

The difference in average earnings between men and women with the same level of education and experience.

The difference in average earnings between men and women in the same occupation.

The difference in average earnings between men and women in the same company.

Discrimination

Occupational segregation

Lack of access to education and training

Family responsibilities

All of the above

It makes it more difficult for women to save for retirement.

It makes it more difficult for women to buy a home.

It makes it more difficult for women to pay for their children's education.

All of the above

The ability of all individuals to access financial services.

The ability of all individuals to save money.

The ability of all individuals to borrow money.

The ability of all individuals to invest money.

It allows women to save money for the future.

It allows women to start and grow businesses.

It allows women to protect themselves from financial shocks.

All of the above

Discrimination

Lack of collateral

Lack of financial literacy

Cultural barriers

All of the above

Women are more risk-averse than men.

Women are more likely to invest in their children's education than men.

Women are more likely to save for retirement than men.

All of the above

Enacting laws that prohibit discrimination in lending.

Providing women with access to financial education.

Encouraging women to start and grow businesses.

All of the above

Women are more likely to be denied credit than men.

Women are more likely to be offered higher interest rates than men.

Women are more likely to be required to provide more collateral than men.

All of the above

Women are less likely to be financially literate than men.

Women are less likely to understand basic financial concepts.

Women are less likely to be able to make informed financial decisions.

All of the above

Women have lower retirement savings balances than men.

Women are less likely to have a retirement savings account.

Women are more likely to withdraw money from their retirement savings accounts early.

All of the above

Women are less likely to start businesses than men.

Women are less likely to receive funding for their businesses.

Women are less likely to grow their businesses to scale.

All of the above

Women earn lower investment returns than men.

Women are more likely to invest in risky assets.

Women are more likely to trade frequently.

All of the above

Women are more likely to experience financial stress than men.

Women are more likely to be financially insecure.

Women are more likely to be financially vulnerable.

All of the above

Enacting laws that promote gender equality in finance.

Providing women with access to financial education.

Encouraging women to start and grow businesses.

All of the above