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The History of the Affordable Care Act

Description: Test your knowledge about the history and provisions of the Affordable Care Act, also known as Obamacare.
Number of Questions: 15
Created by:
Tags: healthcare us history politics
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When was the Affordable Care Act signed into law?

  1. March 23, 2010

  2. June 28, 2012

  3. January 1, 2014

  4. October 1, 2015

Show answer
Correct Option: A
Explanation:

The Affordable Care Act was signed into law by President Barack Obama on March 23, 2010.

What was the main goal of the Affordable Care Act?

  1. To provide health insurance to all Americans

  2. To reduce the cost of healthcare

  3. To improve the quality of healthcare

  4. All of the above

Show answer
Correct Option: D
Explanation:

The Affordable Care Act was designed to achieve multiple goals, including providing health insurance to all Americans, reducing the cost of healthcare, and improving the quality of healthcare.

Which of the following is NOT a key provision of the Affordable Care Act?

  1. The individual mandate

  2. The employer mandate

  3. The health insurance exchanges

  4. The Medicaid expansion

Show answer
Correct Option: B
Explanation:

The Affordable Care Act does not include an employer mandate. Instead, it includes a provision that requires most employers to offer health insurance to their employees.

What is the individual mandate?

  1. A requirement that all Americans have health insurance

  2. A requirement that all employers offer health insurance to their employees

  3. A requirement that all states expand Medicaid

  4. A requirement that all health insurance plans cover certain essential health benefits

Show answer
Correct Option: A
Explanation:

The individual mandate is a provision of the Affordable Care Act that requires all Americans to have health insurance.

What is the Medicaid expansion?

  1. A provision that requires all states to expand Medicaid to cover all low-income adults

  2. A provision that provides subsidies to help low-income Americans purchase health insurance

  3. A provision that creates health insurance exchanges where individuals and small businesses can purchase health insurance

  4. A provision that requires all health insurance plans to cover certain essential health benefits

Show answer
Correct Option: A
Explanation:

The Medicaid expansion is a provision of the Affordable Care Act that requires all states to expand Medicaid to cover all low-income adults.

What are the health insurance exchanges?

  1. Online marketplaces where individuals and small businesses can purchase health insurance

  2. Government-run health insurance plans

  3. Non-profit organizations that provide health insurance to low-income Americans

  4. Employer-sponsored health insurance plans

Show answer
Correct Option: A
Explanation:

The health insurance exchanges are online marketplaces where individuals and small businesses can purchase health insurance.

What are essential health benefits?

  1. A set of basic health benefits that all health insurance plans must cover

  2. A set of additional health benefits that health insurance plans can offer

  3. A set of health benefits that are only available to low-income Americans

  4. A set of health benefits that are only available to people with pre-existing conditions

Show answer
Correct Option: A
Explanation:

Essential health benefits are a set of basic health benefits that all health insurance plans must cover.

What is the Cadillac tax?

  1. A tax on high-cost health insurance plans

  2. A tax on health insurance premiums

  3. A tax on health insurance deductibles

  4. A tax on health insurance copayments

Show answer
Correct Option: A
Explanation:

The Cadillac tax is a tax on high-cost health insurance plans.

What is the medical device tax?

  1. A tax on medical devices

  2. A tax on prescription drugs

  3. A tax on hospital stays

  4. A tax on doctor visits

Show answer
Correct Option: A
Explanation:

The medical device tax is a tax on medical devices.

What is the individual shared responsibility payment?

  1. A penalty that individuals must pay if they do not have health insurance

  2. A penalty that employers must pay if they do not offer health insurance to their employees

  3. A penalty that states must pay if they do not expand Medicaid

  4. A penalty that health insurance companies must pay if they do not cover essential health benefits

Show answer
Correct Option: A
Explanation:

The individual shared responsibility payment is a penalty that individuals must pay if they do not have health insurance.

What is the employer shared responsibility payment?

  1. A penalty that employers must pay if they do not offer health insurance to their employees

  2. A penalty that individuals must pay if they do not have health insurance

  3. A penalty that states must pay if they do not expand Medicaid

  4. A penalty that health insurance companies must pay if they do not cover essential health benefits

Show answer
Correct Option: A
Explanation:

The employer shared responsibility payment is a penalty that employers must pay if they do not offer health insurance to their employees.

What is the health insurance premium tax credit?

  1. A tax credit that helps low- and middle-income Americans purchase health insurance

  2. A tax credit that helps employers offer health insurance to their employees

  3. A tax credit that helps states expand Medicaid

  4. A tax credit that helps health insurance companies cover essential health benefits

Show answer
Correct Option: A
Explanation:

The health insurance premium tax credit is a tax credit that helps low- and middle-income Americans purchase health insurance.

What is the cost-sharing reduction subsidy?

  1. A subsidy that helps low-income Americans pay for their health insurance deductibles, copayments, and coinsurance

  2. A subsidy that helps employers offer health insurance to their employees

  3. A subsidy that helps states expand Medicaid

  4. A subsidy that helps health insurance companies cover essential health benefits

Show answer
Correct Option: A
Explanation:

The cost-sharing reduction subsidy is a subsidy that helps low-income Americans pay for their health insurance deductibles, copayments, and coinsurance.

What is the reinsurance program?

  1. A program that helps health insurance companies cover the costs of high-risk patients

  2. A program that helps employers offer health insurance to their employees

  3. A program that helps states expand Medicaid

  4. A program that helps health insurance companies cover essential health benefits

Show answer
Correct Option: A
Explanation:

The reinsurance program is a program that helps health insurance companies cover the costs of high-risk patients.

What is the innovation center?

  1. A center that develops and tests new ways to improve the quality and efficiency of healthcare

  2. A center that provides grants to states to expand Medicaid

  3. A center that helps employers offer health insurance to their employees

  4. A center that helps health insurance companies cover essential health benefits

Show answer
Correct Option: A
Explanation:

The innovation center is a center that develops and tests new ways to improve the quality and efficiency of healthcare.

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