The primary goal of housing policy is to ensure that all citizens have access to safe, affordable, and adequate housing.

Homeownership is the most common type of housing tenure in the United States, with over 60% of households owning their homes.

Displacement is the term used to describe the process of gentrification, which occurs when a low-income neighborhood becomes more affluent, often leading to the displacement of the original residents.

The Department of Housing and Urban Development (HUD) is the federal agency responsible for housing and urban development in the United States.

Redlining is the practice of denying mortgages to certain neighborhoods based on racial or ethnic composition.

Section 8 is the name of the federal program that provides rental assistance to low-income households.

Condo conversion is the term used to describe the process of converting a rental property into a condominium.

FHA loans are the name of the federal program that provides mortgage insurance to first-time homebuyers.

Flipping is the term used to describe the practice of buying and selling homes quickly for profit.

The HOME Investment Partnerships Program is the name of the federal program that provides grants to states and localities for affordable housing development.

Investing is the term used to describe the process of buying a home with the intention of renting it out.

VA loans are the name of the federal program that provides mortgage assistance to veterans.

Flipping is the term used to describe the practice of buying a home with the intention of selling it for a profit.

USDA loans are the name of the federal program that provides mortgage assistance to rural homebuyers.

Bidding war is the term used to describe the practice of selling a home to a buyer who is willing to pay more than the asking price.