To protect passengers from financial losses due to unexpected events.

To cover the cost of medical expenses incurred during the cruise.

To provide compensation for lost or damaged luggage.

All of the above.

Trip cancellation or interruption.

Medical emergencies and hospitalization.

Lost or damaged luggage.

Personal liability and legal expenses.

Yes, it is required by law in most countries.

No, it is optional and passengers can choose whether to purchase it.

It depends on the cruise line and the destination.

It is mandatory for certain types of cruises, such as adventure or expedition cruises.

The level of coverage provided.

The cost of the policy.

The reputation and financial stability of the insurance company.

All of the above.

It varies depending on the level of coverage and the cruise line.

It is usually around 5-10% of the total cost of the cruise.

It is typically less than $100 per person.

It is included in the cost of the cruise.

As early as possible, ideally at the time of booking the cruise.

A few weeks before the cruise departure date.

It doesn't matter when it is purchased as long as it is before the cruise starts.

It is not necessary to purchase cruise ship insurance.

Contact the insurance company as soon as possible after the incident.

Submit a claim form and supporting documentation to the insurance company.

Wait for the insurance company to process the claim and issue payment.

All of the above.

Pre-existing medical conditions.

Extreme sports and activities.

Acts of war or terrorism.

All of the above.

Yes, it provides valuable protection against unexpected events.

No, it is not necessary as most cruise lines offer their own insurance plans.

It depends on the individual's risk tolerance and travel habits.

It is only worth it for expensive cruises.

Read the policy carefully and understand the terms and conditions.

Consider purchasing additional coverage for specific risks, such as medical evacuation.

Compare policies from different insurance companies to find the best coverage at the best price.

All of the above.