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Financial Management (Paper II & III UGC/NET)

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What is cognitive dissonance?

  1. Buying Behaviour

  2. Pre-purchase Behaviour

  3. Post-purchase Behaviour

  4. Buying indifference


Correct Option: D

Skimming price relates to

  1. charging competitive price

  2. charging high initial price

  3. charging low initial price

  4. none of the above


Correct Option: B

Which of the following is the product, which defied PLC concept?

  1. Amrutanjan

  2. Horlicks

  3. Hairpins

  4. All of the above


Correct Option: A

Who propounded 4Ps of marketing?

  1. Philip Kotler

  2. Kelker

  3. McAurthy

  4. Peter F. Drucker


Correct Option: D

Financial leverage is intended to

  1. increase return on capital employed

  2. increase net equity return

  3. decrease volatility in return

  4. increase return on capital employed and net equity


Correct Option: B

Promotion-mix includes

  1. advertising and personal selling

  2. personal promotion

  3. product improvement

  4. none of the above


Correct Option: D

Cost of capital does not mean

  1. cut off rate decided by management

  2. rate of interest

  3. expectations of investors for dividend

  4. money paid to SEBI for permission to acquire capital


Correct Option: C

Budget, which is directed towards long-term strategic goals, is known as

  1. Zero-base Budget

  2. Capital Budget

  3. Rolling Budget

  4. Master Budget


Correct Option: A

Which of the following is not very much relevant in dividend decision?

  1. Availability of disposable profit

  2. Investors' expectations for dividend

  3. Capital market conditions

  4. Industry practice


Correct Option: A

Which of the following is not an application of working capital?

  1. Day-to-day expenditure of business

  2. Current obligations for payment

  3. Expenditure in the usual course of business

  4. Expenditure to acquire capital


Correct Option: A

Human Resource Management emphasises

  1. development of people

  2. punishment of people

  3. adoption of people

  4. none of the above


Correct Option: A

Employee morale relates to

  1. productivity

  2. attitude

  3. empathy

  4. skills


Correct Option: A

Induction means

  1. training

  2. promotion

  3. incentives

  4. introduction


Correct Option: D

Workers' participation in management in any organisation is

  1. voluntary

  2. institutional

  3. democratic

  4. all of the above


Correct Option: D

Glass ceiling relates to

  1. ergonomics

  2. gender bias

  3. recruitment

  4. promotion


Correct Option: B

Which bank was incorporated as one of the public sector banks in India during 2004-05?

  1. ICICI Bank Ltd.

  2. Yes Bank Ltd.

  3. IDBI Bank Ltd.

  4. UTI Bank Ltd.


Correct Option: C

Short-term money market comprises

  1. call money market

  2. inter-bank deposit market

  3. bills re-discounting market

  4. all of the above


Correct Option: A

Annual Report on Currency and Finance is published by

  1. SIDBI

  2. RBI

  3. Ministry of Finance

  4. None of the above


Correct Option: D

Which of the following is the latest buzzword among bankers?

  1. Social Banking

  2. Financial Inclusion

  3. Mass Banking

  4. None of the above


Correct Option: C

The balance of payment account is conventionally divided into

  1. Current Account and Capital Account

  2. Visible Account and Invisible Account

  3. Long-term Capital Account and Short-term Capital Account

  4. None of the above


Correct Option: C

What is Euro-III?

  1. European Currency

  2. Group of European Countries

  3. European Film Festival

  4. Pollution Control Scale


Correct Option: D

The Comparative Cost Theory of International Trade was developed by

  1. David Ricardo

  2. Haberlar

  3. Adam Smith

  4. Alfred Marshal


Correct Option: D

Bank deposit refers to:

  1. The amount of money standing to the credit of a customer of a bank

  2. A term used by the Federal Reserve to refer to the total deposits of member banks

  3. The amount of money standing to the debit of a customer of a bank

  4. All of the above


Correct Option: A

Which institution is known as 'soft loan window' of World Bank?

  1. IMF

  2. IFC

  3. IDA

  4. None of the above


Correct Option: A

The 21st member to join G - 20 is

  1. Sri Lanka

  2. Uzbekistan

  3. Myanmar

  4. Uruguay


Correct Option: D
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