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RC Practice Exercise - 5

Description: practice questions from passages
Number of Questions: 14
Created by:
Tags: reading comprehension Reading Comprehension
Attempted 0/14 Correct 0 Score 0

Which of the following statements is/are true?

  1. Agriculture is the largest job provider in any country.
  2. Most of the countries derive income by processing raw food material.
  3. India is one of the largest producers of milk and live stock in the world.

Directions: Answer the given question based on the following passage:

Agriculture occupies a pivotal position for ensuring livelihood, food and nutritional security, sustainable development and eradication of poverty in India. It is the prime sector for generating employment opportunities for majority of the population of any country. 
The contribution of agriculture sector to the national gross domestic product (GDP) has been continuously declining over the years, while other sectors, especially the service sector, are showing an increasing trend. In 1970-71 agriculture sector contributed about 44 per cent of GDP, which declined substantially to 13.5 per cent in 2010-11 (at 2004-05).
During the last decade, there was a paradigm shift in the patterns of production, consumption, and trade in Indian agriculture through the use of new technologies. The shift in production and consumption from food-grains to high-value agricultural commodities such as fruits and vegetables, milk and milk products, meat, eggs, fish etc. took place in a big way. Now there is a declining share of traditional crops/commodities in production, consumption and trade in India. Agriculture, horticulture and other non-traditional high-value, agricultural crops occupy an important place in income growth in rural areas.
Despite being one of the largest producers of many agricultural commodities such as fruits, vegetables, milk and livestock etc. in the world, the extent of value addition to raw food material in India is only 8% while it is 23%, 45% and 188% in China, Philippines and UK respectively. Furthermore, only 2.2% of total fruits and vegetables is processed in India as compared to 30% in Thailand, 80% in Malaysia and 70% in UK.
It is pertinent to mention here that total annual loss during the post harvest operations under agriculture produce is approximately Rs. 88000 crore. This trend can be reversed by properly financing to secondary agriculture, which can lead to 2-3 times value addition to primary agriculture products. Most of the primary agriculture produce requires processing before being finally consumed and the value addition/processing of the farm production to transform it into consumable item which is called secondary agriculture. It includes processing and value addition in all food and non-food products for human, animal and industrial use.

  1. 1 and 2 only

  2. 2 and 3 only

  3. 1 and 3 only

  4. None of these

  5. All of the above


Correct Option: E
Explanation:

All the given statements are true.

The passage refers to a paradigm shift. It refers to

Directions: Answer the given question based on the following passage:

Agriculture occupies a pivotal position for ensuring livelihood, food and nutritional security, sustainable development and eradication of poverty in India. It is the prime sector for generating employment opportunities for majority of the population of any country. 
The contribution of agriculture sector to the national gross domestic product (GDP) has been continuously declining over the years, while other sectors, especially the service sector, are showing an increasing trend. In 1970-71 agriculture sector contributed about 44 per cent of GDP, which declined substantially to 13.5 per cent in 2010-11 (at 2004-05).
During the last decade, there was a paradigm shift in the patterns of production, consumption, and trade in Indian agriculture through the use of new technologies. The shift in production and consumption from food-grains to high-value agricultural commodities such as fruits and vegetables, milk and milk products, meat, eggs, fish etc. took place in a big way. Now there is a declining share of traditional crops/commodities in production, consumption and trade in India. Agriculture, horticulture and other non-traditional high-value, agricultural crops occupy an important place in income growth in rural areas.
Despite being one of the largest producers of many agricultural commodities such as fruits, vegetables, milk and livestock etc. in the world, the extent of value addition to raw food material in India is only 8% while it is 23%, 45% and 188% in China, Philippines and UK respectively. Furthermore, only 2.2% of total fruits and vegetables is processed in India as compared to 30% in Thailand, 80% in Malaysia and 70% in UK.
It is pertinent to mention here that total annual loss during the post harvest operations under agriculture produce is approximately Rs. 88000 crore. This trend can be reversed by properly financing to secondary agriculture, which can lead to 2-3 times value addition to primary agriculture products. Most of the primary agriculture produce requires processing before being finally consumed and the value addition/processing of the farm production to transform it into consumable item which is called secondary agriculture. It includes processing and value addition in all food and non-food products for human, animal and industrial use.

  1. the declining interest in production of traditional crops

  2. horticulture and non-traditional high-value crops

  3. the use of new technologies in production, consumption and trade

  4. the value addition to agriculture products for better economic returns

  5. the new awareness about limitations of the traditional methods of farming


Correct Option: C
Explanation:

It is the use of new technologies in production, consumption and trade, which is referred to as paradigm shift. Hence, this option is correct.

What is the most important issue for banks in India?

Directions: Answer the given question based on the following passage:

Indian banking has undergone a total transformation over the last decade. Moving seamlessly from a manual, scale-constrained environment to a technology-lending tradition, it has been a miracle. Nowhere in the world has such a transformation taken place in such a short span of time at such a low cost. The process began in 1999-2000, when a couple of banks signed their first core-banking transformation deal with Infosys. By 2009, about 50 banks with about 55,000 branches had completed the migration, offering their customers anywhere, anytime banking through various channels. Today, a consumer can go to an ATM across more than 44,000 locations, operate the bank account through the web, with instant reconciliation facility and all information available in a single database to help the decision makers.
Banking industry has grown at a compounded annual growth rate (CAGR) of 20% during the last decade. It has grown by a factor of five times. Total deposits have grown by 4.8 times, assets by 6.6 times, income interest by 9.5 times and net-worth by 4.5 times. Employee strength has grown by a mere 5%. This is an incredible transformation of an industry with no parallel in country. During 2000-2009, the gross domestic product (GDP) nearly trebled from Rs. 19,25,000 crore to Rs. 54,75,000 crore. Return on assets (ROA) which varies between 0.25% and 1.5% worldwide has risen from 0.87% to 1.0% in 2009 in the country.
In contrast to most countries, in India retail deposit forms a sizeable chunk of gross domestic savings, creating a large potential for investment. The ratio of the total deposit to GDP, which stood at 44% in 2000, has now climbed to 74%. However, the credit to GDP ratio presents an opposite picture and at 55% India lags behind many countries whose banks lend more than the size of their economies. We also have to catch up with the world’s best run banks in the area of cost management. India’s cost-income ratio lies anywhere between 37% and 66% and it is no match for international benchmark of 30-35%.
But the transformation is remarkable and this transformation has largely been enabled by indigenously developed information technology tools. Looking forward, the journey becomes even more remarkable, possibly because of the technology transformation that the banking sector has undergone. Although impressive, these numbers pale into insignificance when compared to the projected growth in the customer base. As per an estimate, Indian banks will add another 400 million customer accounts in the next decade. The focus on financial inclusion will deepen with the government and the industry working together. This has enormous implications for the industry, which must scale up systems, processes and infrastructure as well as boost the employee productivity to manage such growth. Likewise, the industry must change its mindset and innovate to cater to the unique needs of the next generation consumers when, according to a demographic projection for 2019, 450 million Indians will be below the age of 20.
The emergence of the new class of customers is the result of this transformation process of the last decade. The emerging challenges call for a new, more dynamic, and aggressive and challenging banking culture which meets the demands of customer relationships, product differentiation, brand values, reputation, corporate governance and regulatory prescriptions. Every bank, depending on its strategy, will have to migrate to its best position in this new structure from the branch level itself. The basic aim of the above strategies will have to be to improve the business performance of the banks. The size of ubiquitous and mass market retail banking and entry of non-traditional players will result in both seeking to collaborate more. And banking will wear a totally new look as urban consumers use their hand-held devices in lieu of cash and their rural counterparts discover the benefits of smart cards and other plastic technologies.

  1. To remain technologically at par with the best banks in the world.

  2. To constantly keep improving their business performance.

  3. To cater to the needs of the ever growing and changing needs of customers.

  4. To move away from brick and mortar banking to door-to-door banking.


Correct Option: B
Explanation:

It is mentioned in the passage that ‘the basic aim of the above strategies will have to improve the business performance of the banks’. This means the improvement of business performance is the most important issue. Hence, this is the correct answer.

The author attributes emergence of the new class of customers to ‘this transformation’. According to the passage ‘this transformation’ is

Directions: Answer the given question based on the following passage:

Indian banking has undergone a total transformation over the last decade. Moving seamlessly from a manual, scale-constrained environment to a technology-lending tradition, it has been a miracle. Nowhere in the world has such a transformation taken place in such a short span of time at such a low cost. The process began in 1999-2000, when a couple of banks signed their first core-banking transformation deal with Infosys. By 2009, about 50 banks with about 55,000 branches had completed the migration, offering their customers anywhere, anytime banking through various channels. Today, a consumer can go to an ATM across more than 44,000 locations, operate the bank account through the web, with instant reconciliation facility and all information available in a single database to help the decision makers.
Banking industry has grown at a compounded annual growth rate (CAGR) of 20% during the last decade. It has grown by a factor of five times. Total deposits have grown by 4.8 times, assets by 6.6 times, income interest by 9.5 times and net-worth by 4.5 times. Employee strength has grown by a mere 5%. This is an incredible transformation of an industry with no parallel in country. During 2000-2009, the gross domestic product (GDP) nearly trebled from Rs. 19,25,000 crore to Rs. 54,75,000 crore. Return on assets (ROA) which varies between 0.25% and 1.5% worldwide has risen from 0.87% to 1.0% in 2009 in the country.
In contrast to most countries, in India retail deposit forms a sizeable chunk of gross domestic savings, creating a large potential for investment. The ratio of the total deposit to GDP, which stood at 44% in 2000, has now climbed to 74%. However, the credit to GDP ratio presents an opposite picture and at 55% India lags behind many countries whose banks lend more than the size of their economies. We also have to catch up with the world’s best run banks in the area of cost management. India’s cost-income ratio lies anywhere between 37% and 66% and it is no match for international benchmark of 30-35%.
But the transformation is remarkable and this transformation has largely been enabled by indigenously developed information technology tools. Looking forward, the journey becomes even more remarkable, possibly because of the technology transformation that the banking sector has undergone. Although impressive, these numbers pale into insignificance when compared to the projected growth in the customer base. As per an estimate, Indian banks will add another 400 million customer accounts in the next decade. The focus on financial inclusion will deepen with the government and the industry working together. This has enormous implications for the industry, which must scale up systems, processes and infrastructure as well as boost the employee productivity to manage such growth. Likewise, the industry must change its mindset and innovate to cater to the unique needs of the next generation consumers when, according to a demographic projection for 2019, 450 million Indians will be below the age of 20.
The emergence of the new class of customers is the result of this transformation process of the last decade. The emerging challenges call for a new, more dynamic, and aggressive and challenging banking culture which meets the demands of customer relationships, product differentiation, brand values, reputation, corporate governance and regulatory prescriptions. Every bank, depending on its strategy, will have to migrate to its best position in this new structure from the branch level itself. The basic aim of the above strategies will have to be to improve the business performance of the banks. The size of ubiquitous and mass market retail banking and entry of non-traditional players will result in both seeking to collaborate more. And banking will wear a totally new look as urban consumers use their hand-held devices in lieu of cash and their rural counterparts discover the benefits of smart cards and other plastic technologies.

  1. financial inclusion and consequent changes

  2. the improved employee productivity

  3. shift from manual to a technology-lending tradition

  4. dynamic, aggressive and challenging banking culture

  5. mass market retail banking


Correct Option: C
Explanation:

It is the seamless movement from manual banking to a technology-lending regime or tradition that is referred as ‘this transformation’. This is the correct answer.

Which of the following demands, according to the passage, are required to be met by the challenging banking culture?

  1. Brand values
  2. Corporate governance
  3. Customer relationship
  4. Financial inclusion

    Directions: Answer the given question based on the following passage:

    Indian banking has undergone a total transformation over the last decade. Moving seamlessly from a manual, scale-constrained environment to a technology-lending tradition, it has been a miracle. Nowhere in the world has such a transformation taken place in such a short span of time at such a low cost. The process began in 1999-2000, when a couple of banks signed their first core-banking transformation deal with Infosys. By 2009, about 50 banks with about 55,000 branches had completed the migration, offering their customers anywhere, anytime banking through various channels. Today, a consumer can go to an ATM across more than 44,000 locations, operate the bank account through the web, with instant reconciliation facility and all information available in a single database to help the decision makers.
    Banking industry has grown at a compounded annual growth rate (CAGR) of 20% during the last decade. It has grown by a factor of five times. Total deposits have grown by 4.8 times, assets by 6.6 times, income interest by 9.5 times and net-worth by 4.5 times. Employee strength has grown by a mere 5%. This is an incredible transformation of an industry with no parallel in country. During 2000-2009, the gross domestic product (GDP) nearly trebled from Rs. 19,25,000 crore to Rs. 54,75,000 crore. Return on assets (ROA) which varies between 0.25% and 1.5% worldwide has risen from 0.87% to 1.0% in 2009 in the country.
    In contrast to most countries, in India retail deposit forms a sizeable chunk of gross domestic savings, creating a large potential for investment. The ratio of the total deposit to GDP, which stood at 44% in 2000, has now climbed to 74%. However, the credit to GDP ratio presents an opposite picture and at 55% India lags behind many countries whose banks lend more than the size of their economies. We also have to catch up with the world’s best run banks in the area of cost management. India’s cost-income ratio lies anywhere between 37% and 66% and it is no match for international benchmark of 30-35%.
    But the transformation is remarkable and this transformation has largely been enabled by indigenously developed information technology tools. Looking forward, the journey becomes even more remarkable, possibly because of the technology transformation that the banking sector has undergone. Although impressive, these numbers pale into insignificance when compared to the projected growth in the customer base. As per an estimate, Indian banks will add another 400 million customer accounts in the next decade. The focus on financial inclusion will deepen with the government and the industry working together. This has enormous implications for the industry, which must scale up systems, processes and infrastructure as well as boost the employee productivity to manage such growth. Likewise, the industry must change its mindset and innovate to cater to the unique needs of the next generation consumers when, according to a demographic projection for 2019, 450 million Indians will be below the age of 20.
    The emergence of the new class of customers is the result of this transformation process of the last decade. The emerging challenges call for a new, more dynamic, and aggressive and challenging banking culture which meets the demands of customer relationships, product differentiation, brand values, reputation, corporate governance and regulatory prescriptions. Every bank, depending on its strategy, will have to migrate to its best position in this new structure from the branch level itself. The basic aim of the above strategies will have to be to improve the business performance of the banks. The size of ubiquitous and mass market retail banking and entry of non-traditional players will result in both seeking to collaborate more. And banking will wear a totally new look as urban consumers use their hand-held devices in lieu of cash and their rural counterparts discover the benefits of smart cards and other plastic technologies.

  1. 1, 2 and 3 only

  2. 2, 3 and 4 only

  3. 1, 3 and 4 only

  4. None of these

  5. All of the above


Correct Option: A
Explanation:

The challenges which banks face as contained in the last paragraph, are to meet the demands of customer relationships, product differentiation, brand values, reputation, corporate governance and regulatory prescriptions. All 1, 2, and 3 are included. Only financial inclusion is excluded from the above list. Therefore, the correct answer is option 1.

Which according to the passage is/are the indicator(s) of an incredible transformation for which there is no parallel in the country?

  1. While deposits, assets, income interest and net worth of banks have grown manifold, there has been no significant increase in the number of employees, a feat not achieved by any other industry in the country.
  2. During 2000-2009, the gross domestic product (GDP) nearly trebled from Rs. 1925,000 crore to Rs. 5475,000 crore. Return on assets (ROA) which varies between 0.25% and 1.5% worldwide has risen from 0.87% to 1.0% in 2009 in the country.
  3. The transformation is remarkable as this transformation has been largely enabled by indigenously developed information technology tools and this helped create a world leading banking industry in India.
  4. There has been an incredible growth in young customers who have forced banking industry to work out new products to meet the growing requirements of the new and burgeoning client base in India.

    Directions: Answer the given question based on the following passage:

    Indian banking has undergone a total transformation over the last decade. Moving seamlessly from a manual, scale-constrained environment to a technology-lending tradition, it has been a miracle. Nowhere in the world has such a transformation taken place in such a short span of time at such a low cost. The process began in 1999-2000, when a couple of banks signed their first core-banking transformation deal with Infosys. By 2009, about 50 banks with about 55,000 branches had completed the migration, offering their customers anywhere, anytime banking through various channels. Today, a consumer can go to an ATM across more than 44,000 locations, operate the bank account through the web, with instant reconciliation facility and all information available in a single database to help the decision makers.
    Banking industry has grown at a compounded annual growth rate (CAGR) of 20% during the last decade. It has grown by a factor of five times. Total deposits have grown by 4.8 times, assets by 6.6 times, income interest by 9.5 times and net-worth by 4.5 times. Employee strength has grown by a mere 5%. This is an incredible transformation of an industry with no parallel in country. During 2000-2009, the gross domestic product (GDP) nearly trebled from Rs. 19,25,000 crore to Rs. 54,75,000 crore. Return on assets (ROA) which varies between 0.25% and 1.5% worldwide has risen from 0.87% to 1.0% in 2009 in the country.
    In contrast to most countries, in India retail deposit forms a sizeable chunk of gross domestic savings, creating a large potential for investment. The ratio of the total deposit to GDP, which stood at 44% in 2000, has now climbed to 74%. However, the credit to GDP ratio presents an opposite picture and at 55% India lags behind many countries whose banks lend more than the size of their economies. We also have to catch up with the world’s best run banks in the area of cost management. India’s cost-income ratio lies anywhere between 37% and 66% and it is no match for international benchmark of 30-35%.
    But the transformation is remarkable and this transformation has largely been enabled by indigenously developed information technology tools. Looking forward, the journey becomes even more remarkable, possibly because of the technology transformation that the banking sector has undergone. Although impressive, these numbers pale into insignificance when compared to the projected growth in the customer base. As per an estimate, Indian banks will add another 400 million customer accounts in the next decade. The focus on financial inclusion will deepen with the government and the industry working together. This has enormous implications for the industry, which must scale up systems, processes and infrastructure as well as boost the employee productivity to manage such growth. Likewise, the industry must change its mindset and innovate to cater to the unique needs of the next generation consumers when, according to a demographic projection for 2019, 450 million Indians will be below the age of 20.
    The emergence of the new class of customers is the result of this transformation process of the last decade. The emerging challenges call for a new, more dynamic, and aggressive and challenging banking culture which meets the demands of customer relationships, product differentiation, brand values, reputation, corporate governance and regulatory prescriptions. Every bank, depending on its strategy, will have to migrate to its best position in this new structure from the branch level itself. The basic aim of the above strategies will have to be to improve the business performance of the banks. The size of ubiquitous and mass market retail banking and entry of non-traditional players will result in both seeking to collaborate more. And banking will wear a totally new look as urban consumers use their hand-held devices in lieu of cash and their rural counterparts discover the benefits of smart cards and other plastic technologies.

  1. 1, 2 and 3 only

  2. 2 and 3 only

  3. 1, 3 and 4 only

  4. 2, 3 and 4 only

  5. 3 and 4 only


Correct Option: A
Explanation:

The incredible element is here that even though number of employees has fallen, the productivity has risen manifold. This is not achieved by any other industry in the country. This is the correct answer.

Why does the author call transition from scale constrained banking to technology lending tradition a miracle?

  1. Because of the negligible cost involved in the transition
  2. Because the transition happened in a short span of time
  3. Because some banks migrated to CBS by aligning with Infosys
  4. Because the cost involved and time taken was very little

    Directions: Answer the given question based on the following passage:

    Indian banking has undergone a total transformation over the last decade. Moving seamlessly from a manual, scale-constrained environment to a technology-lending tradition, it has been a miracle. Nowhere in the world has such a transformation taken place in such a short span of time at such a low cost. The process began in 1999-2000, when a couple of banks signed their first core-banking transformation deal with Infosys. By 2009, about 50 banks with about 55,000 branches had completed the migration, offering their customers anywhere, anytime banking through various channels. Today, a consumer can go to an ATM across more than 44,000 locations, operate the bank account through the web, with instant reconciliation facility and all information available in a single database to help the decision makers.
    Banking industry has grown at a compounded annual growth rate (CAGR) of 20% during the last decade. It has grown by a factor of five times. Total deposits have grown by 4.8 times, assets by 6.6 times, income interest by 9.5 times and net-worth by 4.5 times. Employee strength has grown by a mere 5%. This is an incredible transformation of an industry with no parallel in country. During 2000-2009, the gross domestic product (GDP) nearly trebled from Rs. 19,25,000 crore to Rs. 54,75,000 crore. Return on assets (ROA) which varies between 0.25% and 1.5% worldwide has risen from 0.87% to 1.0% in 2009 in the country.
    In contrast to most countries, in India retail deposit forms a sizeable chunk of gross domestic savings, creating a large potential for investment. The ratio of the total deposit to GDP, which stood at 44% in 2000, has now climbed to 74%. However, the credit to GDP ratio presents an opposite picture and at 55% India lags behind many countries whose banks lend more than the size of their economies. We also have to catch up with the world’s best run banks in the area of cost management. India’s cost-income ratio lies anywhere between 37% and 66% and it is no match for international benchmark of 30-35%.
    But the transformation is remarkable and this transformation has largely been enabled by indigenously developed information technology tools. Looking forward, the journey becomes even more remarkable, possibly because of the technology transformation that the banking sector has undergone. Although impressive, these numbers pale into insignificance when compared to the projected growth in the customer base. As per an estimate, Indian banks will add another 400 million customer accounts in the next decade. The focus on financial inclusion will deepen with the government and the industry working together. This has enormous implications for the industry, which must scale up systems, processes and infrastructure as well as boost the employee productivity to manage such growth. Likewise, the industry must change its mindset and innovate to cater to the unique needs of the next generation consumers when, according to a demographic projection for 2019, 450 million Indians will be below the age of 20.
    The emergence of the new class of customers is the result of this transformation process of the last decade. The emerging challenges call for a new, more dynamic, and aggressive and challenging banking culture which meets the demands of customer relationships, product differentiation, brand values, reputation, corporate governance and regulatory prescriptions. Every bank, depending on its strategy, will have to migrate to its best position in this new structure from the branch level itself. The basic aim of the above strategies will have to be to improve the business performance of the banks. The size of ubiquitous and mass market retail banking and entry of non-traditional players will result in both seeking to collaborate more. And banking will wear a totally new look as urban consumers use their hand-held devices in lieu of cash and their rural counterparts discover the benefits of smart cards and other plastic technologies.

  1. 1, 2 and 4 only

  2. 1, 3 and 4 only

  3. 3 and 4 only

  4. 4 only

  5. All of the above


Correct Option: D
Explanation:

: It was a miracle because the cost involved and time taken for transition at this scale was very little. Hence, this option is correct.

What according to the passage took place in a big way?

Directions: Answer the given question based on the following passage:

Agriculture occupies a pivotal position for ensuring livelihood, food and nutritional security, sustainable development and eradication of poverty in India. It is the prime sector for generating employment opportunities for majority of the population of any country. 
The contribution of agriculture sector to the national gross domestic product (GDP) has been continuously declining over the years, while other sectors, especially the service sector, are showing an increasing trend. In 1970-71 agriculture sector contributed about 44 per cent of GDP, which declined substantially to 13.5 per cent in 2010-11 (at 2004-05).
During the last decade, there was a paradigm shift in the patterns of production, consumption, and trade in Indian agriculture through the use of new technologies. The shift in production and consumption from food-grains to high-value agricultural commodities such as fruits and vegetables, milk and milk products, meat, eggs, fish etc. took place in a big way. Now there is a declining share of traditional crops/commodities in production, consumption and trade in India. Agriculture, horticulture and other non-traditional high-value, agricultural crops occupy an important place in income growth in rural areas.
Despite being one of the largest producers of many agricultural commodities such as fruits, vegetables, milk and livestock etc. in the world, the extent of value addition to raw food material in India is only 8% while it is 23%, 45% and 188% in China, Philippines and UK respectively. Furthermore, only 2.2% of total fruits and vegetables is processed in India as compared to 30% in Thailand, 80% in Malaysia and 70% in UK.
It is pertinent to mention here that total annual loss during the post harvest operations under agriculture produce is approximately Rs. 88000 crore. This trend can be reversed by properly financing to secondary agriculture, which can lead to 2-3 times value addition to primary agriculture products. Most of the primary agriculture produce requires processing before being finally consumed and the value addition/processing of the farm production to transform it into consumable item which is called secondary agriculture. It includes processing and value addition in all food and non-food products for human, animal and industrial use.

  1. Enhanced production of raw food materials

  2. Production of high value agricultural commodities

  3. New technologies in farm sector to boost production

  4. Consumption habits of people all over the world

  5. Burgeoning markets for consumable items


Correct Option: B
Explanation:

This is precisely what the passage says in the third paragraph that there has been a shift from production and consumption of food grain to high value agricultural commodities in a big way. This answers the question adequately.

What is the central idea of the passage?

Directions: Answer the given question based on the following passage:

Until quite recently, scientists told us that the brain declined with age. In fact, there has never been much real evidence for this. For a long while, intelligence quotient (IQ) tests seemed to show that younger people did better than older people, giving rise to the assumption that intelligence declined with age. It turned out that this was not so for two reasons. The first was that it was simply a matter of training: younger people had had more practice doing the kinds of mental tasks set in IQ tests than older people. As soon as older people were trained in these kinds of thinking, their performance levels shot up. The second reason was that the tests were initially done against the clock. If the time pressure was removed, the older people did just as well as their younger counterparts – and it can quite reasonably be argued that older people are slower simply because their experience means they have to sift through more possibilities to reach the right answer. Age widens the mental horizons of an individual.
Now, using techniques such as functional magnetic resonance imaging (FMRI) scans, scientists have discovered that brain is a flexible living organism with an amazing capacity for change and development throughout an individual’s life. It is said to be ‘plastic’ – that is, it can go on programming and reprogramming itself almost limitlessly. It is evidence like this that is convincing scientists that, just like our body, our brain too needs exercise to stay fit.
The most powerful and important discovery of all is that our brain’s performance is under our control to a much greater extent than scientists ever realized before. It has become clear that the future of the brain is primarily in the hands of its owner, or rather, his own thoughts! The extent to which one keeps challenging one’s brain and maintains his thirst for learning has the greatest influence on how well the brain will keep on performing for him.
There is a theory on age-proofing of brain. It combines theory and practice into a training programme that helps make the most of the amazing brain, no matter what the age of the individual. One learns about different aspects of brain fitness, from mental agility and memory to physical exercise and diet. The more one learns about one’s brain and how it works, the more one is able to make use of its remarkable abilities. Even better, the very act of learning about one’s brain and thinking about how it works is a stimulus as valuable to one’s brain as good food is to one’s body. There is a whole range of techniques and tips that can help an individual in his brain-training programme and kick start him into action.
The programme is divided into sessions of varying intensity and duration. It begins with a 7-Day Get Sharp Plan, which will take just an hour for seven days. At the end of the seven days one will be noticeably sharper and mentally more agile.
The second part of the programme starts with a 7-Week Stay Sharp Plan for which one has to set aside time one day a week for seven weeks. At the end of this, one would feel mentally as slick as one was, say, 10 years ago, if not more. The final part of the programme is about maintaining and building on the progress already made. By the time one reaches the end of the programme, it can be seen that his mental abilities are developing beyond anything achieved before. Even better, because the brain is working well now, the overall quality of life will have improved making one happier, more confident, and more adventurous with renewed lust for life. (Sourced from Age-Proof Your Brain—Tony Buzan)

 

  1. To allay the fears of the older people on the question of intelligence.

  2. To correct the long held notion that intelligence declined with age.

  3. To show that with proper training older people could match the best.

  4. To demonstrate the effectiveness of age-proofing of brain process.

  5. To prepare older people for greater role in the new and emerging society.


Correct Option: B
Explanation:

It was a long held view that intelligence declined with age which this passage has tried to correct. This answers the question accurately.

What according to the passage, works as a valuable stimulus to the brain?

Directions: Answer the given question based on the following passage:

Until quite recently, scientists told us that the brain declined with age. In fact, there has never been much real evidence for this. For a long while, intelligence quotient (IQ) tests seemed to show that younger people did better than older people, giving rise to the assumption that intelligence declined with age. It turned out that this was not so for two reasons. The first was that it was simply a matter of training: younger people had had more practice doing the kinds of mental tasks set in IQ tests than older people. As soon as older people were trained in these kinds of thinking, their performance levels shot up. The second reason was that the tests were initially done against the clock. If the time pressure was removed, the older people did just as well as their younger counterparts – and it can quite reasonably be argued that older people are slower simply because their experience means they have to sift through more possibilities to reach the right answer. Age widens the mental horizons of an individual.
Now, using techniques such as functional magnetic resonance imaging (FMRI) scans, scientists have discovered that brain is a flexible living organism with an amazing capacity for change and development throughout an individual’s life. It is said to be ‘plastic’ – that is, it can go on programming and reprogramming itself almost limitlessly. It is evidence like this that is convincing scientists that, just like our body, our brain too needs exercise to stay fit.
The most powerful and important discovery of all is that our brain’s performance is under our control to a much greater extent than scientists ever realized before. It has become clear that the future of the brain is primarily in the hands of its owner, or rather, his own thoughts! The extent to which one keeps challenging one’s brain and maintains his thirst for learning has the greatest influence on how well the brain will keep on performing for him.
There is a theory on age-proofing of brain. It combines theory and practice into a training programme that helps make the most of the amazing brain, no matter what the age of the individual. One learns about different aspects of brain fitness, from mental agility and memory to physical exercise and diet. The more one learns about one’s brain and how it works, the more one is able to make use of its remarkable abilities. Even better, the very act of learning about one’s brain and thinking about how it works is a stimulus as valuable to one’s brain as good food is to one’s body. There is a whole range of techniques and tips that can help an individual in his brain-training programme and kick start him into action.
The programme is divided into sessions of varying intensity and duration. It begins with a 7-Day Get Sharp Plan, which will take just an hour for seven days. At the end of the seven days one will be noticeably sharper and mentally more agile.
The second part of the programme starts with a 7-Week Stay Sharp Plan for which one has to set aside time one day a week for seven weeks. At the end of this, one would feel mentally as slick as one was, say, 10 years ago, if not more. The final part of the programme is about maintaining and building on the progress already made. By the time one reaches the end of the programme, it can be seen that his mental abilities are developing beyond anything achieved before. Even better, because the brain is working well now, the overall quality of life will have improved making one happier, more confident, and more adventurous with renewed lust for life. (Sourced from Age-Proof Your Brain—Tony Buzan)

 

  1. Age proofing of brain

  2. A 7-Day Get Sharp Plan

  3. A 7-Week Stay Sharp Plan

  4. Learning about how brain works

  5. Exercises to keep brain fit


Correct Option: D
Explanation:

It is the learning about how a brain works that serves as a stimulus. The author says it is as valuable to brain as good food is to body. This answers it accurately.

When put to test, older people took more time to complete the assigned task because

Directions: Answer the given question based on the following passage:

Until quite recently, scientists told us that the brain declined with age. In fact, there has never been much real evidence for this. For a long while, intelligence quotient (IQ) tests seemed to show that younger people did better than older people, giving rise to the assumption that intelligence declined with age. It turned out that this was not so for two reasons. The first was that it was simply a matter of training: younger people had had more practice doing the kinds of mental tasks set in IQ tests than older people. As soon as older people were trained in these kinds of thinking, their performance levels shot up. The second reason was that the tests were initially done against the clock. If the time pressure was removed, the older people did just as well as their younger counterparts – and it can quite reasonably be argued that older people are slower simply because their experience means they have to sift through more possibilities to reach the right answer. Age widens the mental horizons of an individual.
Now, using techniques such as functional magnetic resonance imaging (FMRI) scans, scientists have discovered that brain is a flexible living organism with an amazing capacity for change and development throughout an individual’s life. It is said to be ‘plastic’ – that is, it can go on programming and reprogramming itself almost limitlessly. It is evidence like this that is convincing scientists that, just like our body, our brain too needs exercise to stay fit.
The most powerful and important discovery of all is that our brain’s performance is under our control to a much greater extent than scientists ever realized before. It has become clear that the future of the brain is primarily in the hands of its owner, or rather, his own thoughts! The extent to which one keeps challenging one’s brain and maintains his thirst for learning has the greatest influence on how well the brain will keep on performing for him.
There is a theory on age-proofing of brain. It combines theory and practice into a training programme that helps make the most of the amazing brain, no matter what the age of the individual. One learns about different aspects of brain fitness, from mental agility and memory to physical exercise and diet. The more one learns about one’s brain and how it works, the more one is able to make use of its remarkable abilities. Even better, the very act of learning about one’s brain and thinking about how it works is a stimulus as valuable to one’s brain as good food is to one’s body. There is a whole range of techniques and tips that can help an individual in his brain-training programme and kick start him into action.
The programme is divided into sessions of varying intensity and duration. It begins with a 7-Day Get Sharp Plan, which will take just an hour for seven days. At the end of the seven days one will be noticeably sharper and mentally more agile.
The second part of the programme starts with a 7-Week Stay Sharp Plan for which one has to set aside time one day a week for seven weeks. At the end of this, one would feel mentally as slick as one was, say, 10 years ago, if not more. The final part of the programme is about maintaining and building on the progress already made. By the time one reaches the end of the programme, it can be seen that his mental abilities are developing beyond anything achieved before. Even better, because the brain is working well now, the overall quality of life will have improved making one happier, more confident, and more adventurous with renewed lust for life. (Sourced from Age-Proof Your Brain—Tony Buzan)

 

  1. their reflexes had slowed down owing to their age

  2. they had to wade through a wide horizon of experience

  3. their experience made them more reflective which took time

  4. they were wary of performing under strict time schedule

  5. they took time to weigh each answer carefully before committing to it


Correct Option: E
Explanation:

This more than any of the above states it categorically that it is because they weigh each answer carefully and take time to answer them. This perfectly answers the question.

The author has likened human brain to ‘plastic’ in the passage. What attribute of plastic is relevant in the given context of the passage?

Directions: Answer the given question based on the following passage:

Until quite recently, scientists told us that the brain declined with age. In fact, there has never been much real evidence for this. For a long while, intelligence quotient (IQ) tests seemed to show that younger people did better than older people, giving rise to the assumption that intelligence declined with age. It turned out that this was not so for two reasons. The first was that it was simply a matter of training: younger people had had more practice doing the kinds of mental tasks set in IQ tests than older people. As soon as older people were trained in these kinds of thinking, their performance levels shot up. The second reason was that the tests were initially done against the clock. If the time pressure was removed, the older people did just as well as their younger counterparts – and it can quite reasonably be argued that older people are slower simply because their experience means they have to sift through more possibilities to reach the right answer. Age widens the mental horizons of an individual.
Now, using techniques such as functional magnetic resonance imaging (FMRI) scans, scientists have discovered that brain is a flexible living organism with an amazing capacity for change and development throughout an individual’s life. It is said to be ‘plastic’ – that is, it can go on programming and reprogramming itself almost limitlessly. It is evidence like this that is convincing scientists that, just like our body, our brain too needs exercise to stay fit.
The most powerful and important discovery of all is that our brain’s performance is under our control to a much greater extent than scientists ever realized before. It has become clear that the future of the brain is primarily in the hands of its owner, or rather, his own thoughts! The extent to which one keeps challenging one’s brain and maintains his thirst for learning has the greatest influence on how well the brain will keep on performing for him.
There is a theory on age-proofing of brain. It combines theory and practice into a training programme that helps make the most of the amazing brain, no matter what the age of the individual. One learns about different aspects of brain fitness, from mental agility and memory to physical exercise and diet. The more one learns about one’s brain and how it works, the more one is able to make use of its remarkable abilities. Even better, the very act of learning about one’s brain and thinking about how it works is a stimulus as valuable to one’s brain as good food is to one’s body. There is a whole range of techniques and tips that can help an individual in his brain-training programme and kick start him into action.
The programme is divided into sessions of varying intensity and duration. It begins with a 7-Day Get Sharp Plan, which will take just an hour for seven days. At the end of the seven days one will be noticeably sharper and mentally more agile.
The second part of the programme starts with a 7-Week Stay Sharp Plan for which one has to set aside time one day a week for seven weeks. At the end of this, one would feel mentally as slick as one was, say, 10 years ago, if not more. The final part of the programme is about maintaining and building on the progress already made. By the time one reaches the end of the programme, it can be seen that his mental abilities are developing beyond anything achieved before. Even better, because the brain is working well now, the overall quality of life will have improved making one happier, more confident, and more adventurous with renewed lust for life. (Sourced from Age-Proof Your Brain—Tony Buzan)

 

  1. Its quality of being flexible to adapt to any kind of change.

  2. Its ability of being programmed and reprogrammed limitlessly.

  3. Brain’s amazing capacity for change and development throughout an individual’s life.

  4. None of these

  5. All of the above except option 4


Correct Option: E
Explanation:

This is the correct answer as it takes into ambit all 1, 2 and 3.

There is a huge post harvest operation loss of food materials in India. One of the ways suggested to stem this loss is through

Directions: Answer the given question based on the following passage:

Agriculture occupies a pivotal position for ensuring livelihood, food and nutritional security, sustainable development and eradication of poverty in India. It is the prime sector for generating employment opportunities for majority of the population of any country. 
The contribution of agriculture sector to the national gross domestic product (GDP) has been continuously declining over the years, while other sectors, especially the service sector, are showing an increasing trend. In 1970-71 agriculture sector contributed about 44 per cent of GDP, which declined substantially to 13.5 per cent in 2010-11 (at 2004-05).
During the last decade, there was a paradigm shift in the patterns of production, consumption, and trade in Indian agriculture through the use of new technologies. The shift in production and consumption from food-grains to high-value agricultural commodities such as fruits and vegetables, milk and milk products, meat, eggs, fish etc. took place in a big way. Now there is a declining share of traditional crops/commodities in production, consumption and trade in India. Agriculture, horticulture and other non-traditional high-value, agricultural crops occupy an important place in income growth in rural areas.
Despite being one of the largest producers of many agricultural commodities such as fruits, vegetables, milk and livestock etc. in the world, the extent of value addition to raw food material in India is only 8% while it is 23%, 45% and 188% in China, Philippines and UK respectively. Furthermore, only 2.2% of total fruits and vegetables is processed in India as compared to 30% in Thailand, 80% in Malaysia and 70% in UK.
It is pertinent to mention here that total annual loss during the post harvest operations under agriculture produce is approximately Rs. 88000 crore. This trend can be reversed by properly financing to secondary agriculture, which can lead to 2-3 times value addition to primary agriculture products. Most of the primary agriculture produce requires processing before being finally consumed and the value addition/processing of the farm production to transform it into consumable item which is called secondary agriculture. It includes processing and value addition in all food and non-food products for human, animal and industrial use.

  1. methodical financial assistance provided to secondary agriculture

  2. selective farming and value addition to raw food materials

  3. improvement in storage and backward forward linkage for ferrying agricultural produce

  4. change in consumption habits of the consuming public from raw food materials to value added products

  5. improvement in post harvest operations to contain the losses that occur annually


Correct Option: A
Explanation:

By extending proper financial support to the secondary agriculture this trend of losses can be reversed, says the passage and that answers the question.

Which of the following, according to the passage, was a wrongly held view?

Directions: Answer the given question based on the following passage:

Until quite recently, scientists told us that the brain declined with age. In fact, there has never been much real evidence for this. For a long while, intelligence quotient (IQ) tests seemed to show that younger people did better than older people, giving rise to the assumption that intelligence declined with age. It turned out that this was not so for two reasons. The first was that it was simply a matter of training: younger people had had more practice doing the kinds of mental tasks set in IQ tests than older people. As soon as older people were trained in these kinds of thinking, their performance levels shot up. The second reason was that the tests were initially done against the clock. If the time pressure was removed, the older people did just as well as their younger counterparts – and it can quite reasonably be argued that older people are slower simply because their experience means they have to sift through more possibilities to reach the right answer. Age widens the mental horizons of an individual.
Now, using techniques such as functional magnetic resonance imaging (FMRI) scans, scientists have discovered that brain is a flexible living organism with an amazing capacity for change and development throughout an individual’s life. It is said to be ‘plastic’ – that is, it can go on programming and reprogramming itself almost limitlessly. It is evidence like this that is convincing scientists that, just like our body, our brain too needs exercise to stay fit.
The most powerful and important discovery of all is that our brain’s performance is under our control to a much greater extent than scientists ever realized before. It has become clear that the future of the brain is primarily in the hands of its owner, or rather, his own thoughts! The extent to which one keeps challenging one’s brain and maintains his thirst for learning has the greatest influence on how well the brain will keep on performing for him.
There is a theory on age-proofing of brain. It combines theory and practice into a training programme that helps make the most of the amazing brain, no matter what the age of the individual. One learns about different aspects of brain fitness, from mental agility and memory to physical exercise and diet. The more one learns about one’s brain and how it works, the more one is able to make use of its remarkable abilities. Even better, the very act of learning about one’s brain and thinking about how it works is a stimulus as valuable to one’s brain as good food is to one’s body. There is a whole range of techniques and tips that can help an individual in his brain-training programme and kick start him into action.
The programme is divided into sessions of varying intensity and duration. It begins with a 7-Day Get Sharp Plan, which will take just an hour for seven days. At the end of the seven days one will be noticeably sharper and mentally more agile.
The second part of the programme starts with a 7-Week Stay Sharp Plan for which one has to set aside time one day a week for seven weeks. At the end of this, one would feel mentally as slick as one was, say, 10 years ago, if not more. The final part of the programme is about maintaining and building on the progress already made. By the time one reaches the end of the programme, it can be seen that his mental abilities are developing beyond anything achieved before. Even better, because the brain is working well now, the overall quality of life will have improved making one happier, more confident, and more adventurous with renewed lust for life. (Sourced from Age-Proof Your Brain—Tony Buzan)

 

  1. Whether or not intelligence declined with age was a matter of training.

  2. Future of the brain is in the hands of its owner irrespective of age.

  3. Intelligence declined with age.

  4. There is no real evidence to show younger people have sharper brain than older people.

  5. Mental agility and memory depend largely on physical fitness and diet, not on age.


Correct Option: C
Explanation:

This was the wrongly held view till very recently that intelligence declined with age. This is stated in the very first line of the passage. This is the answer.

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