The Securities and Exchange Commission (SEC) is the primary regulatory body responsible for overseeing the financial industry in the United States.

The primary goal of financial regulation is to protect consumers from financial fraud and abuse, and to ensure the stability and integrity of the financial system.

Behavioral economics is the study of how individuals make financial decisions, and how these decisions are influenced by psychological and emotional factors.

Availability bias is the cognitive bias that leads individuals to overestimate the likelihood of rare events and underestimate the likelihood of common events.

Confirmation bias is the tendency of individuals to seek out information that confirms their existing beliefs and ignore information that contradicts them.

Prospect theory suggests that individuals are more likely to take risks when they are presented with a potential gain, compared to when they are presented with a potential loss.

Overconfidence bias is the tendency of individuals to overestimate their own abilities and skills.

Antitrust regulation aims to promote competition and prevent the concentration of power in the financial industry.

Framing bias is the tendency of individuals to make decisions based on the way information is presented, rather than on the actual content of the information.

Prudential regulation focuses on ensuring that financial institutions have adequate capital and liquidity to withstand financial shocks.

Optimism bias is the tendency of individuals to believe that they are less likely to experience negative events than others.

Consumer protection regulation aims to protect consumers from unfair or deceptive practices by financial institutions.

Hindsight bias is the tendency of individuals to remember events more clearly and confidently than they actually occurred.

Systemic risk regulation focuses on identifying and mitigating systemic risks in the financial system.

Emotional bias is the tendency of individuals to make decisions based on emotions rather than rational analysis.