The coverage limits are the most important factor to consider when buying travel insurance because they determine the maximum amount of money that the policy will pay for covered expenses.

A comprehensive travel insurance policy covers more types of expenses, has higher coverage limits, and has a lower deductible than a basic travel insurance policy.

Common exclusions in travel insurance policies include acts of war or terrorism, pre-existing medical conditions, and high-risk activities.

You should buy travel insurance as soon as you book your trip to ensure that you are covered from the moment you make your purchase.

The deductible is the amount you have to pay out of pocket before the insurance company starts to pay for covered expenses.

A trip cancellation policy covers you if you have to cancel your trip before it starts, while a trip interruption policy covers you if you have to interrupt your trip after it has started.

The maximum coverage limit for trip cancellation and trip interruption benefits is $100,000.

The maximum coverage limit for medical expenses benefits is $500,000.

The maximum coverage limit for baggage and personal effects benefits is $10,000.

The maximum coverage limit for trip delay benefits is $5,000.

The maximum coverage limit for missed connection benefits is $2,500.

The maximum coverage limit for emergency medical evacuation benefits is $100,000.

The maximum coverage limit for accidental death and dismemberment benefits is $1,000,000.

The maximum coverage limit for lost luggage benefits is $10,000.

The maximum coverage limit for trip delay benefits is $5,000.