The Pradhan Mantri Jan Arogya Yojana (PMJAY), also known as Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), is a government-sponsored health insurance scheme that provides comprehensive coverage to international students studying in India.

The PMJAY scheme provides a coverage limit of up to Rs. 5 lakhs per family per year for international students.

The PMJAY scheme covers a wide range of diseases, including cancer, heart diseases, kidney diseases, and many more.

There is no waiting period for international students to avail benefits under the PMJAY scheme. They can start using the coverage immediately after enrolling in the scheme.

International students can seek medical treatment at both government and private hospitals that are empaneled under the PMJAY scheme.

International students can enroll in the PMJAY scheme by applying online through the official PMJAY website.

International students need to submit their passport, student visa, and proof of address to enroll in the PMJAY scheme.

The PMJAY scheme is completely free for international students. They do not need to pay any premium or fee to enroll in the scheme.

The PMJAY coverage for international students lasts for 1 year from the date of enrollment.

International students can renew their PMJAY coverage after the initial 1-year period by submitting a renewal application.

The insurance company plays a crucial role in the PMJAY scheme for international students by providing health insurance coverage, processing claims, and resolving disputes.

International students can file a complaint with the PMJAY helpline if they have any grievances related to the scheme.

Having health insurance is crucial for international students in India as it covers medical expenses, provides access to quality healthcare, and ensures peace of mind.

International students may face challenges in accessing healthcare in India due to language barriers, cultural differences, and lack of awareness about healthcare options.

International students can overcome the challenges in accessing healthcare in India by learning the local language, researching healthcare options, and seeking support from international student organizations.