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Social Security Spousal Benefits

Description: Social Security Spousal Benefits Quiz
Number of Questions: 15
Created by:
Tags: social security spousal benefits retirement planning
Attempted 0/15 Correct 0 Score 0

What is the full retirement age for spousal benefits?

  1. 62

  2. 65

  3. 67

  4. 70


Correct Option:
Explanation:

The full retirement age for spousal benefits is 66.

What is the earliest age at which a spouse can claim spousal benefits?

  1. 60

  2. 62

  3. 65

  4. 67


Correct Option: B
Explanation:

The earliest age at which a spouse can claim spousal benefits is 62.

What is the maximum amount of spousal benefits that a spouse can receive?

  1. 50% of the worker's benefit

  2. 75% of the worker's benefit

  3. 100% of the worker's benefit

  4. 125% of the worker's benefit


Correct Option: A
Explanation:

The maximum amount of spousal benefits that a spouse can receive is 50% of the worker's benefit.

What is the reduction in spousal benefits if a spouse claims benefits before full retirement age?

  1. 5%/year

  2. 10%/year

  3. 15%/year

  4. 20%/year


Correct Option:
Explanation:

The reduction in spousal benefits if a spouse claims benefits before full retirement age is 6.67%/year.

What is the increase in spousal benefits if a spouse delays claiming benefits beyond full retirement age?

  1. 2%/year

  2. 4%/year

  3. 6%/year

  4. 8%/year


Correct Option: D
Explanation:

The increase in spousal benefits if a spouse delays claiming benefits beyond full retirement age is 8%/year.

What is the survivor benefit for a spouse who is receiving spousal benefits when the worker dies?

  1. 50% of the worker's benefit

  2. 75% of the worker's benefit

  3. 100% of the worker's benefit

  4. 125% of the worker's benefit


Correct Option: C
Explanation:

The survivor benefit for a spouse who is receiving spousal benefits when the worker dies is 100% of the worker's benefit.

What is the survivor benefit for a spouse who is not receiving spousal benefits when the worker dies?

  1. 50% of the worker's benefit

  2. 75% of the worker's benefit

  3. 100% of the worker's benefit

  4. 125% of the worker's benefit


Correct Option:
Explanation:

The survivor benefit for a spouse who is not receiving spousal benefits when the worker dies is 71.5% of the worker's benefit.

What is the minimum number of quarters of coverage that a worker needs to have to qualify for spousal benefits?

  1. 10

  2. 20

  3. 30

  4. 40


Correct Option: D
Explanation:

The minimum number of quarters of coverage that a worker needs to have to qualify for spousal benefits is 40.

What is the maximum number of quarters of coverage that a spouse can earn in a year?

  1. 1

  2. 2

  3. 3

  4. 4


Correct Option: D
Explanation:

The maximum number of quarters of coverage that a spouse can earn in a year is 4.

What is the average monthly Social Security benefit for a spouse in 2023?

  1. $1,000

  2. $1,500

  3. $2,000

  4. $2,500


Correct Option: B
Explanation:

The average monthly Social Security benefit for a spouse in 2023 is $1,500.

What is the maximum amount of earnings that a spouse can have in a year without reducing their spousal benefits?

  1. $15,000

  2. $20,000

  3. $25,000

  4. $30,000


Correct Option:
Explanation:

The maximum amount of earnings that a spouse can have in a year without reducing their spousal benefits is $19,560.

What is the reduction in spousal benefits for every $2 above the earnings limit?

  1. $1

  2. $2

  3. $3

  4. $4


Correct Option: A
Explanation:

The reduction in spousal benefits for every $2 above the earnings limit is $1.

What is the age at which a spouse can no longer receive spousal benefits?

  1. 65

  2. 67

  3. 70

  4. 72


Correct Option: C
Explanation:

The age at which a spouse can no longer receive spousal benefits is 70.

What is the name of the government agency that administers Social Security benefits?

  1. Social Security Administration

  2. Internal Revenue Service

  3. Department of Labor

  4. Department of Health and Human Services


Correct Option: A
Explanation:

The name of the government agency that administers Social Security benefits is the Social Security Administration.

What is the website of the Social Security Administration?


Correct Option: A
Explanation:

The website of the Social Security Administration is www.ssa.gov.

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