The racial wealth gap is the difference in average wealth between white and black households. In 2019, the median wealth of white households was $171,000, while the median wealth of black households was $17,150.

There are a number of factors that contribute to the racial wealth gap, including discrimination in housing and lending, differences in education and job opportunities, and differences in inheritance and savings.

The racial wealth gap has a number of negative consequences for black families, including making it more difficult for them to buy homes and build wealth, save for retirement, and pay for their children's education.

There are a number of policies that could be implemented to address the racial wealth gap, including increasing access to affordable housing, expanding job training and education programs, and providing financial assistance to first-time homebuyers.

The future of the racial wealth gap is uncertain. It is possible that it will continue to grow, remain the same, or decrease. The outcome will depend on a number of factors, including the policies that are implemented to address the gap.