Private health insurance is not a common source of health care financing for the poor and vulnerable in India due to its high cost and lack of accessibility.

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) is a government-sponsored health insurance scheme that provides coverage for the poor and vulnerable in India.

AB-PMJAY provides an annual coverage limit of Rs. 5 lakh for hospitalization expenses.

AB-PMJAY does not cover outpatient care expenses.

AB-PMJAY coverage is available to families below the poverty line, families with an annual income of less than Rs. 5 lakh, and families with a Jan Dhan Yojana account.

A person can enroll in AB-PMJAY by visiting a Common Service Center (CSC), by calling the AB-PMJAY helpline number, or by submitting an online application.

ASHAs play a crucial role in AB-PMJAY by helping in identifying eligible beneficiaries, assisting beneficiaries in enrolling for AB-PMJAY, and providing health education and awareness to the community.

High cost of treatment is not a challenge faced in implementing AB-PMJAY as the scheme provides coverage for hospitalization expenses up to Rs. 5 lakh.

The National Health Authority (NHA) is responsible for the overall implementation, setting guidelines and standards, and monitoring and evaluating the performance of AB-PMJAY.

AB-PMJAY is significant in improving healthcare access for the poor and vulnerable in India as it provides financial protection against hospitalization expenses, reduces the burden of out-of-pocket payments, and improves the quality of healthcare services.

Raising the taxes on tobacco and alcohol is not a measure taken by the government to improve healthcare access for the poor and vulnerable in India.

NGOs play a crucial role in healthcare financing for the poor and vulnerable in India by providing financial assistance, running health camps, providing free medical care, and advocating for better healthcare policies.

The private sector plays a significant role in healthcare financing for the poor and vulnerable in India by providing healthcare services at subsidized rates, offering health insurance plans, and contributing to the funding of government healthcare schemes.

Ensuring sustainable healthcare financing for the poor and vulnerable in India faces challenges such as limited government resources, high cost of healthcare services, and lack of awareness about healthcare financing schemes.

Innovative approaches to healthcare financing for the poor and vulnerable in India include community-based health insurance schemes, microfinance for healthcare, and pay-for-performance schemes.