To provide coverage for medical expenses incurred due to accidents or illnesses.

To save money on healthcare costs.

To ensure access to quality healthcare services.

To comply with government regulations.

Health Maintenance Organization (HMO)

Preferred Provider Organization (PPO)

Exclusive Provider Organization (EPO)

Point-of-Service (POS) Plan

The maximum amount an individual is responsible for paying out-of-pocket before the insurance coverage begins.

The monthly premium paid to the insurance company.

The percentage of medical expenses covered by the insurance plan.

The total amount of medical expenses incurred by an individual in a year.

Copay is a fixed amount paid for specific healthcare services, while coinsurance is a percentage of the total cost of medical care.

Copay is paid before receiving healthcare services, while coinsurance is paid after receiving the services.

Copay is typically lower than coinsurance.

All of the above.

The monthly payment made to the insurance company for coverage.

The maximum amount an individual is responsible for paying out-of-pocket before the insurance coverage begins.

The percentage of medical expenses covered by the insurance plan.

The total amount of medical expenses incurred by an individual in a year.

Health Maintenance Organization (HMO)

Preferred Provider Organization (PPO)

Exclusive Provider Organization (EPO)

Point-of-Service (POS) Plan

The maximum amount an individual is responsible for paying out-of-pocket before the insurance coverage begins.

The monthly premium paid to the insurance company.

The percentage of medical expenses covered by the insurance plan.

The total amount of medical expenses incurred by an individual in a year.

A group of healthcare providers and facilities that have contracted with an insurance company to provide services to its members.

The maximum amount an individual is responsible for paying out-of-pocket before the insurance coverage begins.

The percentage of medical expenses covered by the insurance plan.

The total amount of medical expenses incurred by an individual in a year.

The maximum amount an individual is responsible for paying out-of-pocket before the insurance coverage begins.

The monthly premium paid to the insurance company.

The percentage of medical expenses covered by the insurance plan.

The total amount of medical expenses incurred by an individual in a year.

The time period before an individual is eligible for coverage under a health insurance plan.

The maximum amount an individual is responsible for paying out-of-pocket before the insurance coverage begins.

The percentage of medical expenses covered by the insurance plan.

The total amount of medical expenses incurred by an individual in a year.

A medical condition that an individual had before enrolling in a health insurance plan.

The maximum amount an individual is responsible for paying out-of-pocket before the insurance coverage begins.

The percentage of medical expenses covered by the insurance plan.

The total amount of medical expenses incurred by an individual in a year.

A savings account that allows individuals to set aside money on a pre-tax basis to pay for qualified medical expenses.

The maximum amount an individual is responsible for paying out-of-pocket before the insurance coverage begins.

The percentage of medical expenses covered by the insurance plan.

The total amount of medical expenses incurred by an individual in a year.

A savings account that allows individuals to set aside money on a pre-tax basis to pay for qualified medical expenses.

The maximum amount an individual is responsible for paying out-of-pocket before the insurance coverage begins.

The percentage of medical expenses covered by the insurance plan.

The total amount of medical expenses incurred by an individual in a year.

A health insurance plan that provides coverage for major medical expenses, with a high deductible and lower premiums.

The maximum amount an individual is responsible for paying out-of-pocket before the insurance coverage begins.

The percentage of medical expenses covered by the insurance plan.

The total amount of medical expenses incurred by an individual in a year.

A health insurance plan that provides temporary coverage for a limited period of time, typically less than a year.

The maximum amount an individual is responsible for paying out-of-pocket before the insurance coverage begins.

The percentage of medical expenses covered by the insurance plan.

The total amount of medical expenses incurred by an individual in a year.