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general knowledge Online Quiz - 2780

Description: general knowledge Online Quiz - 2780
Number of Questions: 20
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Tags: general knowledge
Attempted 0/20 Correct 0 Score 0

In almost all medical insurance policies I have seen, there is an "exclusion" for "pre-existing conditions." What does this mean?

  1. When an insurance company decides they don’t like you, they can "exclude" you. Saying "pre-existing condition" makes it official.

  2. There are no benefits for a condition for which you are receiving treatment or have been advised to receive treatment

  3. It means the company will not pay claims for a condition that runs in your family

  4. Both A and C are possible reasons for an exclusion.


Correct Option: B

Which of the following government programs provide health care insurance for U.S. citizens 65 or older?

  1. Social Security

  2. Medicaid

  3. Medicare

  4. Supplemental Security


Correct Option: C

What is a blanket policy?

  1. Accounts offered by employers to let employees set aside pretax dollars to pay for insurance premiums

  2. A health insurance contract that protects all members of a certain group against a specific hazard

  3. The warmest of all insurance policies

  4. Alliances between physicians and hospitals to help providers attain market share


Correct Option: B

Under COBRA, how long can you keep your employer-offered health insurance?

  1. 6 months

  2. 12 months

  3. 18 months

  4. 24 months


Correct Option: C
  1. Managed health care plan

  2. Open Panel HMO

  3. Managed indemnity plan

  4. Dread disease coverage


Correct Option: A

SCP is

  1. Special coverage premium

  2. Special coverage plan

  3. Special class premium

  4. surgical coverage plan


Correct Option: C

The amount of disability income is

  1. less than usual pre tax income

  2. equal to pre tax Earnings

  3. greater than pre tax earnings

  4. None of the Above


Correct Option: A
  1. Charges for inpatient surgical procedures

  2. Charges for inpatient and outpatient surgical expenses

  3. Charges for outpatient surgical expense only

  4. All other medical expenses


Correct Option: B

What is the maximum amount of time a company can take to issue a policy from the time the application is received?

  1. Sixty days

  2. Fifteen days

  3. Thirty days

  4. It depends on the law in your state


Correct Option: D

Payment of the provider by the patient with subsequent reimbursement of the patient by the insurance company characterizes the ______________ form of insurance

  1. service benefit plan

  2. indemnity

  3. Self-insurance

  4. direct contracting


Correct Option: B

Which of the following laws requires that employers offer continuation of health care insurance after a person leaves employment?

  1. state insurance statue

  2. ERISA

  3. COBRA

  4. HIPAA


Correct Option: C

The amount an individual must pay for health care expenses before insurance covers the costs is known as

  1. Out of pocket maximum

  2. Out of pocket expense

  3. Co-Payment

  4. Deductible


Correct Option: C

What is disability insurance?

  1. Health insurance that pays a monthly income to the policyholder when he is unable to work because of illness or accident

  2. Medical cost-sharing that requires an insured person to pay a percentage of medical expenses after the deductible

  3. When the employer contracts with another organization to assume financial responsibility for the enrollees’ medical claims

  4. A plan that reimburses the patient and/or provider as expenses are incurred


Correct Option: A

When claim expires from the date of service?

  1. 12 months

  2. 24 months

  3. 15 months

  4. 6 months


Correct Option: C

Which of them is Asia Pacific?

  1. Aditi Govitrikar

  2. Nicole Faria

  3. Zeenat Aman

  4. Reita Faria


Correct Option: C

who is the author of Garfield?

  1. Jim Davis

  2. Wiley Miller

  3. Lynn Johnston

  4. Bill Amend


Correct Option: A

who is the author of Non Sequitur?

  1. Parker and Hart

  2. Wiley Miller

  3. Berkeley Breathed

  4. Brian Crane


Correct Option: B
  1. Richard Thompson

  2. Jan Eliot

  3. Paul Gilligan

  4. Scott Adams


Correct Option: B
  1. Bill Watterson

  2. Mastroianni and Hart

  3. Berkeley Breathed

  4. Mark Tatulli


Correct Option: D
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