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Health Insurance for Low-Income Individuals

Description: This quiz will test your knowledge on Health Insurance for Low-Income Individuals.
Number of Questions: 16
Created by:
Tags: health insurance low-income individuals medicaid chip
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What is the primary health insurance program for low-income individuals in the United States?

  1. Medicare

  2. Medicaid

  3. CHIP

  4. Private Health Insurance


Correct Option: B
Explanation:

Medicaid is a government-sponsored health insurance program that provides coverage to low-income individuals and families.

What is the Children's Health Insurance Program (CHIP)?

  1. A health insurance program for low-income children and families

  2. A health insurance program for low-income adults

  3. A health insurance program for low-income seniors

  4. A health insurance program for low-income individuals with disabilities


Correct Option: A
Explanation:

CHIP is a government-sponsored health insurance program that provides coverage to low-income children and families.

Who is eligible for Medicaid?

  1. Low-income individuals and families

  2. Low-income children and families

  3. Low-income seniors

  4. Low-income individuals with disabilities


Correct Option: A
Explanation:

Medicaid is available to low-income individuals and families who meet certain income and asset requirements.

Who is eligible for CHIP?

  1. Low-income children and families

  2. Low-income adults

  3. Low-income seniors

  4. Low-income individuals with disabilities


Correct Option: A
Explanation:

CHIP is available to low-income children and families who meet certain income and asset requirements.

What benefits does Medicaid provide?

  1. Medical care

  2. Prescription drugs

  3. Dental care

  4. Vision care


Correct Option:
Explanation:

Medicaid provides coverage for a wide range of health care services, including medical care, prescription drugs, dental care, and vision care.

What benefits does CHIP provide?

  1. Medical care

  2. Prescription drugs

  3. Dental care

  4. Vision care


Correct Option:
Explanation:

CHIP provides coverage for a wide range of health care services, including medical care, prescription drugs, dental care, and vision care.

How can I apply for Medicaid?

  1. Contact your local Medicaid office

  2. Apply online

  3. Mail in an application

  4. All of the above


Correct Option: D
Explanation:

You can apply for Medicaid by contacting your local Medicaid office, applying online, or mailing in an application.

How can I apply for CHIP?

  1. Contact your local CHIP office

  2. Apply online

  3. Mail in an application

  4. All of the above


Correct Option: D
Explanation:

You can apply for CHIP by contacting your local CHIP office, applying online, or mailing in an application.

What is the income limit for Medicaid?

  1. 138% of the federal poverty level

  2. 150% of the federal poverty level

  3. 175% of the federal poverty level

  4. 200% of the federal poverty level


Correct Option: A
Explanation:

The income limit for Medicaid varies from state to state, but it is generally around 138% of the federal poverty level.

What is the income limit for CHIP?

  1. 138% of the federal poverty level

  2. 150% of the federal poverty level

  3. 175% of the federal poverty level

  4. 200% of the federal poverty level


Correct Option: B
Explanation:

The income limit for CHIP varies from state to state, but it is generally around 150% of the federal poverty level.

What is the asset limit for Medicaid?

  1. $2,000

  2. $5,000

  3. $10,000

  4. $15,000


Correct Option: A
Explanation:

The asset limit for Medicaid varies from state to state, but it is generally around $2,000 for individuals and $3,000 for couples.

What is the asset limit for CHIP?

  1. $2,000

  2. $5,000

  3. $10,000

  4. $15,000


Correct Option: C
Explanation:

The asset limit for CHIP varies from state to state, but it is generally around $10,000 for individuals and $20,000 for couples.

What is the premium for Medicaid?

  1. Free

  2. $10 per month

  3. $25 per month

  4. $50 per month


Correct Option: A
Explanation:

Medicaid is free for most people who qualify.

What is the premium for CHIP?

  1. Free

  2. $10 per month

  3. $25 per month

  4. $50 per month


Correct Option:
Explanation:

CHIP is free or low-cost for most people who qualify.

What is the deductible for Medicaid?

  1. $0

  2. $100

  3. $250

  4. $500


Correct Option: A
Explanation:

Medicaid has no deductible for most people.

What is the deductible for CHIP?

  1. $0

  2. $100

  3. $250

  4. $500


Correct Option:
Explanation:

CHIP has no deductible or a low deductible for most people.

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