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Health Insurance for People with Disabilities

Description: This quiz is designed to assess your knowledge about health insurance for people with disabilities. It covers topics such as eligibility, benefits, and costs.
Number of Questions: 15
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Tags: health insurance disability eligibility benefits costs
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Which of the following is NOT a type of health insurance for people with disabilities?

  1. Medicare

  2. Medicaid

  3. Private health insurance

  4. Veterans Affairs health care


Correct Option: D
Explanation:

Veterans Affairs health care is not a type of health insurance for people with disabilities. It is a government-funded health care program for veterans.

To be eligible for Medicare, a person must be:

  1. 65 years of age or older

  2. Disabled for at least 24 months

  3. Both of the above

  4. None of the above


Correct Option: C
Explanation:

To be eligible for Medicare, a person must be 65 years of age or older, or disabled for at least 24 months.

Medicaid is a government-funded health insurance program for:

  1. Low-income individuals and families

  2. People with disabilities

  3. Both of the above

  4. None of the above


Correct Option: C
Explanation:

Medicaid is a government-funded health insurance program for low-income individuals and families, as well as people with disabilities.

Private health insurance is health insurance that is:

  1. Purchased by an individual or employer

  2. Provided by the government

  3. Both of the above

  4. None of the above


Correct Option: A
Explanation:

Private health insurance is health insurance that is purchased by an individual or employer. It is not provided by the government.

The cost of health insurance for people with disabilities can vary depending on:

  1. The type of insurance plan

  2. The deductible and coinsurance

  3. The provider network

  4. All of the above


Correct Option: D
Explanation:

The cost of health insurance for people with disabilities can vary depending on the type of insurance plan, the deductible and coinsurance, and the provider network.

Which of the following is NOT a benefit of health insurance for people with disabilities?

  1. Coverage for doctor visits

  2. Coverage for hospital stays

  3. Coverage for prescription drugs

  4. Coverage for long-term care


Correct Option: D
Explanation:

Coverage for long-term care is not a benefit of health insurance for people with disabilities. Long-term care is typically covered by a separate insurance policy.

When choosing a health insurance plan, people with disabilities should consider:

  1. The type of insurance plan

  2. The deductible and coinsurance

  3. The provider network

  4. All of the above


Correct Option: D
Explanation:

When choosing a health insurance plan, people with disabilities should consider the type of insurance plan, the deductible and coinsurance, and the provider network.

People with disabilities who are unable to work may be eligible for:

  1. Social Security Disability Insurance (SSDI)

  2. Supplemental Security Income (SSI)

  3. Both of the above

  4. None of the above


Correct Option: C
Explanation:

People with disabilities who are unable to work may be eligible for Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).

SSDI is a government-funded program that provides:

  1. Monthly cash benefits to people with disabilities who have worked long enough

  2. Medical coverage through Medicare

  3. Both of the above

  4. None of the above


Correct Option: C
Explanation:

SSDI is a government-funded program that provides monthly cash benefits to people with disabilities who have worked long enough, as well as medical coverage through Medicare.

SSI is a government-funded program that provides:

  1. Monthly cash benefits to people with disabilities who have limited income and resources

  2. Medical coverage through Medicaid

  3. Both of the above

  4. None of the above


Correct Option: C
Explanation:

SSI is a government-funded program that provides monthly cash benefits to people with disabilities who have limited income and resources, as well as medical coverage through Medicaid.

People with disabilities who are eligible for SSDI or SSI may also be eligible for:

  1. Medicare

  2. Medicaid

  3. Both of the above

  4. None of the above


Correct Option: C
Explanation:

People with disabilities who are eligible for SSDI or SSI may also be eligible for Medicare and Medicaid.

Medicare is a government-funded health insurance program for:

  1. People 65 years of age or older

  2. People with disabilities

  3. Both of the above

  4. None of the above


Correct Option: C
Explanation:

Medicare is a government-funded health insurance program for people 65 years of age or older, as well as people with disabilities.

Medicaid is a government-funded health insurance program for:

  1. Low-income individuals and families

  2. People with disabilities

  3. Both of the above

  4. None of the above


Correct Option: C
Explanation:

Medicaid is a government-funded health insurance program for low-income individuals and families, as well as people with disabilities.

People with disabilities who are eligible for Medicare or Medicaid may also be eligible for:

  1. Extra Help with Medicare prescription drug costs

  2. Medicaid Savings Program

  3. Both of the above

  4. None of the above


Correct Option: C
Explanation:

People with disabilities who are eligible for Medicare or Medicaid may also be eligible for Extra Help with Medicare prescription drug costs and Medicaid Savings Program.

Extra Help with Medicare prescription drug costs is a program that helps people with limited income and resources pay for their Medicare prescription drug costs.

  1. True

  2. False


Correct Option: A
Explanation:

Extra Help with Medicare prescription drug costs is a program that helps people with limited income and resources pay for their Medicare prescription drug costs.

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