Internet banking allows customers to access their bank accounts and conduct transactions online, 24 hours a day, 7 days a week.

Technology has helped banks reduce costs by reducing the number of bank branches, automating processes, and reducing the number of employees.

Encryption is used to secure online banking transactions by scrambling data so that it cannot be read by unauthorized people.

Technology has improved the efficiency of financial services by automating processes, providing real-time information, and reducing the need for paperwork.

Blockchain is a distributed ledger technology that is used to create digital currencies, such as Bitcoin and Ethereum.

Technology has changed the way people save and invest money by making it easier to open and manage investment accounts, providing more investment options, and reducing the cost of investing.

Artificial intelligence is used to provide personalized financial advice to customers by analyzing their financial data and making recommendations based on their individual needs.

Technology has made it easier for people to access financial services by providing mobile banking services, reducing the need to visit a bank branch, and making it easier to apply for loans and credit cards.

Machine learning is used to prevent fraud in online banking transactions by detecting suspicious activity and flagging it for review.

Technology has changed the way banks interact with their customers by providing more personalized service, making it easier for customers to contact their bank, and reducing the need for face-to-face interactions.

Blockchain is used to enable real-time payments by allowing transactions to be processed and settled in a matter of seconds.

Technology has made it easier for people to manage their finances by providing budgeting tools, making it easier to track spending, and providing financial advice.

Blockchain is used to create smart contracts, which are self-executing contracts that are stored on a blockchain.

Technology has changed the way banks lend money by making it easier for people to apply for loans, reducing the need for collateral, and providing more flexible loan terms.

Mobile banking is used to provide financial services to people who are unbanked or underbanked by allowing them to access their bank accounts and conduct transactions using their mobile phones.