To provide coverage for medical expenses incurred due to accidents or illnesses.

To cover the costs of preventive care and routine checkups.

To offer financial assistance in case of disability or loss of income.

To provide coverage for dental and vision care.

Hospitalization expenses

Prescription drug costs

Routine checkups and preventive care

Dental and vision care

Age of the policyholder

Gender of the policyholder

Medical history of the policyholder

All of the above

Deductible

Coinsurance

Copayment

Policy limit

Preferred Provider Organization (PPO)

Health Maintenance Organization (HMO)

Point-of-Service (POS) Plan

Fee-for-Service (FFS) Plan

To reduce the overall cost of the policy

To encourage policyholders to seek preventive care

To discourage policyholders from filing unnecessary claims

To cover the costs of routine checkups and preventive care

$10 copayment for office visits

$20 copayment for prescription drugs

$30 copayment for emergency room visits

$40 copayment for hospital stays

PPOs offer more flexibility in choosing healthcare providers, while HMOs have a narrower network.

PPOs have lower premiums than HMOs, while HMOs have higher deductibles.

PPOs cover a wider range of medical services than HMOs.

PPOs require policyholders to obtain referrals from their primary care physician, while HMOs do not.

Hospitalization expenses

Prescription drug costs

Routine checkups and preventive care

Cosmetic surgery

To limit the coverage provided by the policy

To reduce the overall cost of the policy

To encourage policyholders to seek preventive care

To cover the costs of routine checkups and preventive care

Pre-existing conditions

High-risk activities

Routine checkups and preventive care

Cosmetic surgery

Waiting period

Grace period

Deductible period

Coinsurance period

Dental and vision coverage

Accident and critical illness coverage

Hospital indemnity coverage

Maternity coverage

To allow policyholders to make late premium payments without penalty

To give policyholders time to find a new health insurance policy if they lose their job

To provide coverage for medical expenses incurred during the waiting period

To cover the costs of routine checkups and preventive care

Medicare Supplement Insurance (Medigap)

Medicare Advantage Plans (MA Plans)

Prescription Drug Plans (Part D)

Long-Term Care Insurance