All-risk insurance

Named-peril insurance

Scheduled insurance

Personal property insurance

Named-peril insurance covers specific perils, while scheduled insurance covers all perils.

Named-peril insurance covers all perils, while scheduled insurance covers specific perils.

Named-peril insurance covers only theft, while scheduled insurance covers all other perils.

Named-peril insurance covers only fire, while scheduled insurance covers all other perils.

The amount you pay out of pocket before the insurance company starts to pay.

The amount the insurance company pays for a covered loss.

The amount you pay for the insurance policy.

The amount of coverage you have for your jewelry.

Keep your jewelry in a safe deposit box.

Install a security system in your home.

Be careful about who you wear your jewelry around.

All of the above.

File a police report.

Contact your insurance company.

Both of the above.

None of the above.

Every year.

Every two years.

Every three years.

Every five years.

It is important to have enough coverage to replace your jewelry if it is lost or damaged.

It is important to read the policy carefully and understand the terms and conditions.

It is important to keep your jewelry in a safe place.

All of the above.

$100 per year.

$200 per year.

$300 per year.

$400 per year.

The value of your jewelry.

The type of coverage you choose.

The deductible you choose.

All of the above.

Choose a higher deductible.

Opt for a named-peril policy instead of an all-risk policy.

Bundle your jewelry insurance with your homeowners or renters insurance.

All of the above.

Shop around and compare quotes from multiple insurance companies.

Talk to your insurance agent about your needs.

Read online reviews of different insurance companies.

All of the above.

Theft from a vehicle.

Loss or damage due to war or terrorism.

Loss or damage due to wear and tear.

All of the above.

File a claim with your insurance company as soon as possible.

Provide your insurance company with all of the necessary documentation.

Cooperate with your insurance company's investigation.

All of the above.

A few days.

A few weeks.

A few months.

It depends on the insurance company.

Peace of mind knowing that your jewelry is protected.

The ability to replace your jewelry if it is lost or damaged.

The ability to get reimbursed for the value of your jewelry if it is stolen.

All of the above.